Determining the “best” motorhome insurance in the USA can depend on various factors, including the type of motorhome, coverage needs, and personal preferences. Here are some well-known motorhome insurance providers in the USA:
Good Sam Insurance Agency:
Good Sam specializes in RV insurance, offering coverage for motorhomes, travel trailers, and more. They provide a variety of coverage options and discounts, including multi-vehicle and safe driver discounts.
Progressive RV Insurance:
Progressive is a widely recognized insurance provider that offers coverage for various types of RVs, including motorhomes. They provide customizable coverage options and discounts for bundling policies.
National General Motorhome Insurance:
National General offers specialized motorhome insurance coverage, including features like full replacement cost coverage, storage options, and customized coverage for personal belongings.
GEICO RV Insurance:
GEICO offers RV insurance coverage for motorhomes, travel trailers, and more. They provide features such as total loss replacement, emergency expenses, and vacation liability.
Foremost Insurance Group:
Foremost, a part of the Farmers Insurance Group, offers RV insurance coverage, including motorhomes. They provide customizable coverage options for various types of recreational vehicles.
Allstate RV Insurance:
Allstate provides RV insurance coverage for motorhomes, offering features such as liability coverage, comprehensive and collision coverage, and personal property protection.
Safeco RV Insurance:
Safeco, a Liberty Mutual company, offers RV insurance coverage, including motorhomes. They provide customizable policies with features like total loss replacement, roadside assistance, and personal belongings coverage.
National Interstate RV Insurance:
National Interstate specializes in RV insurance, offering coverage for motorhomes, bus conversions, and other specialty RVs. They provide specialized coverage options for full-timers and extensive liability coverage.
American Family Insurance – RV Insurance:
American Family Insurance offers RV insurance coverage, including motorhomes. They provide features such as liability coverage, comprehensive and collision coverage, and optional add-ons.
FMCA RV Insurance:
The Family Motor Coach Association (FMCA) offers RV insurance to its members. They provide coverage options for motorhomes, travel trailers, and more, along with benefits such as discounts and 24/7 claims service.
When choosing the best motorhome insurance for your needs, consider factors such as the type and size of your motorhome, intended use, coverage limits, deductibles, and any specific features you may require. Obtaining quotes from multiple providers, comparing coverage options, and reading customer reviews can help you make an informed decision. Working with an insurance professional can also provide guidance in selecting the right coverage for your motorhome.